compass logo*Holiday Caravan or Lodge, Touring Caravan and Residential Park Home Insurance from Compass Insurance


We know how important your holiday home, touring caravan or residential park home is, so making sure you have the right cover is extremely important, as it can provide you with peace of mind.

This is why we are pleased to offer a variety of insurance options to cover your holiday caravan or lodge, touring caravan or residential park home.

 

Who are Compass?


Compass Insurance are a specialist provider of holiday caravan and residential park home insurance, with over 40 year’s experience, so they can help you find the right cover for you.

Compass Insurance is part of the Bspoke Insurance Group Ltd, which also includes Police Mutual, so you know you’re in safe hands.

Whether you have just purchased a holiday caravan or lodge, touring caravan or park home, or your insurance is soon due for renewal and you’re in need of a comparable quote, we will be happy to help.
Let’s have a look at the cover that is available
Types of Insurance available:


  • This policy offers cover for your holiday static caravan or holiday lodge located in the UK and is used solely for the purposes of holiday and recreation and is not a permanent residence.

    What's covered:

    • Structure sums insured
    • £5m Public Liability
    • New for old structures – we will consider old structures on a case by case basis
    • Market value cover available

    What's not covered:

    • Damage arising from escape of water between the 1st October and the 14th March, where the precautions detailed in the policy have not been adhered to
    • Loss or damage caused by general wear and tear, or anything that happens gradually
    • Loss or damage if the structure or any part of it, is used or let for trade or business purposes

    Exclusions, terms & conditions apply - please see policy documents for full details.


  • This policy offers cover for your touring caravan for UK residents over the age of 25 years old.

    What's covered:

    • High levels of cover when in use, in storage or being towed
    • New for old cover up to 15 years
    • £5m Public Liability when being stored
    • 24hrs emergency assistance, recovery and removal
    • Storm damage cover for your touring caravan and awning – awning is not covered if the caravan is not in use

    What's not covered:

    • Liability for damage or injury caused when the touring caravan is being towed
    • Loss or damage caused by general wear and tear, or anything that happens gradually
    • Loss or damage if the structure or any part of it, is used or let for trade or business purposes
    • Inability to conform with DVLA regulations

    Exclusions, terms & conditions apply - please see policy documents for full details.


  • This policy offers specialist cover for residential park homes located within the UK. and used solely for residential use and not holidays or recreation.

    What's covered:

    • Loss or damage to buildings
    • Loss or damage to contents
    • Alternative accommodation if your park home becomes uninhabitable, up to £25k

    What's not covered:

    • Loss or damage caused by general wear and tear, or anything that happens gradually
    • Loss or damage if the structure or any part of it, is used or let for trade or business purposes
    • Legal liability arising from any trade or business activity involving you or any member of your family, other than the hiring or letting of the residential park home/lodge
    • Cover if the park home/lodge is used for leisure or recreational purposes

    Exclusions, terms & conditions apply - please see policy documents for full details.
Important things you need to know

PMGI Limited will receive an introduction fee from Compass Insurance, trading as Bspoke Lifestyle Ltd, for each policy taken out.

PMGI Limited, trading as Police Mutual acts as an introducer for Compass Insurance, trading as Bspoke Lifestyle Ltd, who provide a range of Caravan insurance products.

Touring Caravan, Holiday Caravan & Lodge and Residential Park Home Insurance is underwritten by Accelerant Insurance Europe SA/NV UK Branch.

Compass Insurance, trading as Bspoke Lifestyle Ltd, is registered in England & Wales under Company Number: 11429456 at Registered address: 7 Pullman Court, Great Western Road, Gloucester, GL1 3ND. Bspoke Lifestyle Ltd is authorised and regulated by the Financial Conduct Authority, FRM Number: 820727.

PMGI Limited, trading as Police Mutual, is registered in England and Wales, company number 1073408. Registered office: Brookfield Court, Selby Road, Leeds, LS25 1NB.
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