Personal Loans for the Police family

We aim to help the Police family lead a financially healthier and happier life. That’s why we’re partnered up with Salary Finance* to bring you a personal loan offering.

A Salary Finance loan is an option that could help you to consolidate existing debts or, help you achieve a certain goal such as purchasing a new car, a wedding or making home improvements.

Customers of the Police family who wish to take out a personal loan will be introduced to Salary Finance.

If you refinance any existing debts, you may pay a higher rate of interest or make repayments over a longer term. This means you may pay more interest overall.

How do Salary Finance loans work?

  • You are eligible for a Salary Finance loan if you:

    • Are a Serving or Retired Officer, Police Staff, PCSO or Special Constable or family member^
    • Are over 18 years old
    • Have an annual income over £6,000 before tax
    • Have lived in the UK for at least 3 years

    With a Salary Finance loan you can:

    • Borrow between £1,000-£25,000
    • Repay over 1-5 years with a fixed monthly direct debit
    • Apply in minutes online
    • Benefit from no overpayment fees or early repayment charges


*Salary Finance is a trading style of Salary Finance Limited.

Applications will be assessed to ensure the loan is appropriate and affordable for you.

PMGI Limited, trading as Police Mutual, is acting as credit broker for Salary Finance Limited. Salary Finance Limited acts as credit broker exclusively for associated company Salary Finance Loans Limited, which is acting as lender for the purposes of entering into a consumer credit agreement.

^Loans are not currently available for PSNI members and their families.